Disability Claims After Job Loss or Layoff: What Happens When Work Ends Before Benefits Begin
Job loss and layoffs create uncertainty for anyone. When a disabling illness or injury occurs at the same time, the situation becomes even more stressful. Many employees do not realize...
The Biggest Mistakes Long-Term Disability Claimants Make When Completing Daily Activity Questionnaires
Daily Activity Questionnaires are among the most underappreciated tools insurers use when evaluating long-term disability claims. These forms appear simple, but insurers rely on them to look for inconsistencies, minimize...
Why You Should Never Call the Insurance Company Before Speaking With an ERISA Attorney
Many claimants believe the first step after receiving a denial letter or experiencing problems with their long-term disability claim is to call the insurance company for clarification. It feels natural...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Unum Disability Insurance Claim Attorneys in Florida and Nationwide
Over many decades, Unum Group has become one of the country’s largest insurance providers. Being one of the largest, however, does not mean being one of the best. Thousands of Unum claimants find themselves struggling to recover disability insurance benefits due to delayed or denied claims.
We know because our insurance attorneys have helped thousands of clients enforce their policies with Unum. We are Disability Insurance Law Group, a Florida law firm that represents clients throughout the U.S. in their fight to get disability insurance benefits.
A Long Legacy Of Unfairness
Unum Group is the result of several mergers of smaller insurance companies into one large giant. Several major court rulings dating back to the 1990s have made clear that Unum frequently acts in bad faith to its policyholders. Fortunately, the company no longer has a reputation for recklessly denying claims. Unfortunately, it still often delays claims for an unreasonably long time or offers settlements of much less than what it owes its policyholders.
We Know The Tactics Unum Uses
In our extensive experience handling disability insurance law, we have come to learn the various strategies used by insurance companies. From our experience, we know that Unum often denies claims or offers a low settlement but with a well prepared Appeal, denials are often overturned. Even if you already received a denial or a settlement offer from Unum, our lawyers can help you by hiring vocational experts, gathering medical evidence and preparing a strong appeal.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following companies:
If you need a lawyer’s help to get the coverage that Unum’s policy promised you, Disability Insurance Law Group is ready to fight. Contact us at our Florida and Nationwide office to schedule a free, no-risk initial consultation. You can call 954-989-9000 or send us an email to begin.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.