At Disability Insurance Law Group, our attorneys represent software developers nationwide
whose critical disability claims are being delayed, disputed, or denied by their insurance companies.
Whether they are called software engineers, developers, or programmers, 4.4 people fill these crucial positions throughout the U.S. Entry-level positions start at $85,013 per year, while most experienced workers make up to $148,251 per year.
While many are full-time employees who work for companies throughout the country, others are independent contractors who are personally responsible for ensuring their incomes are covered by the projects or clients they work for.
In both cases, when their lives are changed because of an injury or illness that keeps them from working, their financial well-being is in jeopardy when they cannot make it to work or an appointment.
Our trusted disability insurance claims lawyers represent software developers in all industries throughout the U.S. when the insurance company fails to provide the coverage agreed to in their policies. We can help you understand your legal rights and options to pursue your disability insurance carrier, starting with a free consultation.
The most common misconception regarding disability insurance is that the person must be in a dangerous industry, role, or position to apply for the coverage.
This is not true.
Software developers across the U.S. have disability insurance for several reasons, just like any other working professional: To provide financial protection in case they become unable to work because of a disabling injury or condition.
The specific terms and coverage of disability insurance policies can vary, but most disabilities coverage by providers include:
Disability insurance typically covers total disabilities, which prevent the insured individual from performing the duties of their occupation. This is often referred to as “own occupation” coverage. If the insured cannot work in their specific field, they may be eligible for benefits.
Some disability insurance policies also provide coverage for partial disabilities. In cases of partial disability, the insured can still work but may experience a reduction in income due to their disability. Partial disability benefits can help offset the loss of income.
Short-term disability insurance covers disabilities that are expected to be temporary. This can include illnesses, injuries, or medical conditions that may prevent the insured from working for a limited period, such as a few weeks or several months.
Long-term disability insurance is designed to cover disabilities that are expected to be long-lasting or permanent. These policies provide benefits for extended periods, which can range from a few years to the insured’s retirement age.
Disability insurance typically covers disabilities resulting from illnesses, whether they are acute or chronic. Common examples include cancer, heart disease, diabetes, and autoimmune disorders.
Disabilities resulting from accidents and injuries are also covered. This can include disabilities caused by falls, car accidents, sports injuries, or workplace accidents.
Disabilities related to musculoskeletal conditions, such as back pain, joint problems, and orthopedic issues, are often covered by disability insurance.
Many disability insurance policies include coverage for disabilities related to mental health conditions, including depression, anxiety, bipolar disorder, and other psychological disorders. However, the terms and limitations can vary.
Disabilities arising from neurological disorders, such as multiple sclerosis, Parkinson’s disease, or strokes, are typically covered by disability insurance.
Some disability insurance policies cover chronic conditions like rheumatoid arthritis, lupus, or fibromyalgia, which can result in long-term or recurring disabilities.
Disabilities related to sensory impairments, such as blindness or deafness, may also be covered, depending on the policy.
No matter where you live or work as a software developer, engineer, or programmer in the U.S., we can help. We will review your case during a free consultation, outline the medical evidence and other crucial documentation that supports your disability claim, and present it to your insurance company to pursue the disability benefits you are entitled to from your unique policy.
Let us take the lead in your case and pursue actual results that allow you to enjoy the quality of life of putting your claim behind you, just as we have successfully done for thousands of professionals nationwide.
Contact our skilled disability insurance attorneys for software developers nationwide today by calling (954)-989-9000 or contact us online to schedule a completely free and confidential case assessment so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.
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