Experienced Disability Insurance Claims Attorneys in Illinois

At Disability Insurance Law Group, our Illinois claims attorneys have more than 50 years of combined experience and focus solely on representing policyholders in pursuing the benefits they are entitled to, no matter which type of insurance they carry or who the provider may be.

Whether pursuing disability benefits, a life insurance claim, long-term care insurance, or another policy, you should not face resistance from the insurance company. Unfortunately, most do, including many of the nearly 12.6 million people who call Illinois home.

This is why we are here.

We advocate for individuals and families during some of their most challenging times, ensuring that insurance companies fulfill their obligations. Our work involves fighting against powerful corporations that may prioritize profits over people. We help clients access the compensation and care they are rightfully owed by securing fair settlements or court victories.

Our work brings justice to our clients and provides a sense of fulfillment in standing up for the underdog and enforcing legal protections. Each successful case is a testament to our unwavering commitment to fairness and our ability to positively impact lives.

If you are facing obstacles from your insurer, don’t hesitate to contact our Illinois insurance claims lawyers. We offer a free consultation to discuss your challenges and guide you through the legal process.

What Types of Claims Does the Disability Insurance Law Group Handle?

Our Disability Insurance Law Group attorneys, fueled by their dedication and armed with knowledge and experience, protect individuals and families in Illinois and nationwide against unfair or illegal treatment by insurers.

Whether you have private or group insurance coverage, including those governed by ERISA, our dedicated Illinois insurance claims attorneys represent clients with the following:

• Disability Insurance Claims
• Disability Insurance Claim Denials
• Life Insurance Claims
• Long-Term Care Insurance Claims
• Accidental Death & Dismemberment Insurance Claims
• Healthcare and Eating Disorder Insurance Claims

Whether you are filing an initial claim, responding to an insurance company dispute, or have already been denied benefits, our dedicated Illinois insurance claims attorneys are here to help. Contact us today to discuss your claim during a free consultation.

How Can Illinois Residents Benefit from Partnering with Disability Insurance Claims Attorneys?

According to the Centers for Disease Control, 2,331,134 individuals in Illinois have a disability. This equals 24% or one in four adults in the state. Unfortunately, in Illinois, as in many other states, disability insurance claim denials commonly occur due to several key factors that require legal intervention to produce results.

Partnering with a skilled Illinois disability insurance claims law firm can provide access to legal experience and resources to significantly improve the chances of a successful claim. Our attorneys understand the complexities of disability insurance policies, including the fine print that often leads to claim denials.

Some of the most common reasons insurance companies deny disability claims include, but are not limited to:

• Insufficient Medical Evidence: Claims are often denied because the insurance company finds the medical documentation inadequate to prove that the claimant’s condition meets the policy’s definition of a disability.
• Failure to Meet Definition of Disability: Many disability insurance policies have strict definitions. The claim may be denied if the insurer deems the claimant does not meet this definition, which means it believes the claimant can still perform some job duties.
• Pre-existing Conditions: Insurance companies frequently deny claims by asserting that the disability stems from a pre-existing condition, which may not be covered under the policy.
• Policy Exclusions and Limitations: Insurers may deny claims based on specific policy exclusions or limitations, such as mental health conditions, substance abuse issues, or self-reported symptoms.
• Missed Deadlines: Failure to submit claims or required documentation within the policy’s specified time limits can result in a denial.
• Non-Compliance with Treatment: Claims may be denied if the insurer believes the claimant is not following prescribed medical treatments or therapies, which could impact recovery.
• Inconsistent or Contradictory Information: The insurer can deny claims if it finds inconsistencies in the claimant’s medical records, statements, or other evidence.

By partnering with our attorneys, Illinois residents can receive help gathering and presenting strong medical evidence, navigating policy definitions, and appealing denied claims. Our Illinois disability insurance claims attorneys can negotiate directly with insurance companies to push for fair settlements and protect our clients’ rights.

For those facing seemingly overwhelming insurance obstacles, we provide advocacy, support, and a better chance of securing the benefits you are entitled to.

Contact Our Skilled Insurance Claims Attorneys in Illinois Today

Contact our skilled insurance claims attorneys in Illinois and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.