Disability Insurance Law Blog
Interpleader Suits To Determine Rightful Life Insurance Beneficiaries
On Behalf of Disability Insurance Law Group | | Denied Life Insurance ClaimsRightful Life Insurance Beneficiaries Life insurance seems straightforward. You buy a policy or get one through your employment that will pay money to your beneficiary after your death. You name
Disability Insurers Use Aggressive Surveillance To Deny Claims
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsUsing a variety of surveillance and investigation techniques, disability insurance companies often try to gather information about claimants’ daily activities. Then, they use the information to say the claimants are
Court In ERISA Appeal Finds Classic LTD Disability Insurer Cherry-Picking
On Behalf of Disability Insurance Law Group | | ERISACourt in ERISA appeal finds classic LTD disability insurer cherry-picking Disability insurers have an arsenal of tactics to deny or terminate disability benefit claims. One common tactic is “cherry-picking” in which the
State Law Remedies For Denied Individual Insurance Policy Claims
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialDifferent laws apply to each of two types of disability insurance policies. The first kind of policy is governed by the federal law ERISA, short for the Employee Retirement Income
Nurse Anesthetist With Drug Addiction Could Not Work Because He Put Patients At Risk
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesA federal appeals court on April 5, 2021, agreed with the trial court that the insurer had denied the short- and long-term disability insurance claimant’s applications wrongly and without the
LTD Insurer May Not Arbitrarily Discredit Treating Doctors’ Opinions
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsOn March 22, 2021, the U.S. District Court in the Western District of Washington ordered Prudential to pay long-term disability (LTD) benefits to the claimant, a software engineer who said
Pre-Existing Condition And Disability Need Substantial Link To Deny Claim
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsMost disability insurance policies contain clauses that provide for the denial of disability claims for the first policy year if the disabling impairment was a pre-existing condition during a period
Common Delay Or Denial Tactics Utilized By Life Insurance Companies
On Behalf of Disability Insurance Law Group | | Denied Life Insurance ClaimsLife insurance is often purchased to protect the surviving beneficiary or beneficiaries financially, especially if the insured was a breadwinner. Because of this, it is important that insurance companies timely pay life
COVID-19 Symptoms May Form Solid Bases For Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | Application ProcessWhile the medical community has communicated that many people who get COVID-19 either have no symptoms or a mild case, they have also advised that many experience severe symptoms, even
COVID-19 Total Disability And First Responders & Healthcare Workers
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialFor most of the past year, hospital based nurses, doctors, and medical staff as well as first responders have been repeatedly exposed to the traumatizing effects of COVID-19. Watching patients