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Serving Florida and Nationwide
Call For A Free Consultation (954) 989-9000

Holding Insurance Companies Accountable For The Coverage They Promised and The Benefits You Deserve. Serving Florida and Nationwide.

Disability Insurance Law Blog

Did The 2004 Multi-State Settlement Deter Unum Provident From Continued Bad Faith Claims Handling?

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Almost fifteen years ago, Unum Provident entered into a historic multi-state settlement with 3 lead states, 46 other states and the District of Columbia, as well as the U.S. Department

Third Circuit Court Of Appeals Determines That The Department Of Labor Is Not Bound By The Results Of An Private Lawsuit.

On Behalf of Disability Insurance Law Group | | Firm News

In a recent case, Sec’y United States Dep’t of Labor v. Kwasny, No. 16-1872, __F.3d__, 2017 WL 1244852 (3d Cir. Apr. 5, 2017), the Third Circuit Court of Appeals determined that

Cognitive And Mental Health Conditions Are Not Always Subject To A 24 Month Maximum Benefit Cap

On Behalf of Disability Insurance Law Group | | Appealing A Claim Denial

Many group Long Term Disability policies limit the payment of benefit to 24 months if the disability is “due in whole or part to mental illness.” However, insurance companies can

The First Circuit Court Of Appeals Determines That Standard Insurance Company Acted Unreasonably Denying A Claimant Benefits, Where It Failed To Consider The Claimant’s Actual Occupational Duties.

On Behalf of Disability Insurance Law Group | | Appealing A Claim Denial

In a recent case, the First Circuit Court of Appeals determined that Standard Insurance Company acted arbitrarily and capriciously when it denied an environmental attorney with severe depression Long-Term disability

Proving Disability From Depression, Anxiety, And Other Psychological Conditions

On Behalf of Disability Insurance Law Group | | Appealing A Claim Denial

As many insureds suffering from depression and/or anxiety can attest, filing a disability insurance claim based on these illnesses can be complicated and frustrating. Because “objective evidence” of depression and

Northern District Of Oklahoma Finds That Unum Acted Arbitrarily And Capriciously In Denying Disability Insurance Claim Of Pharmacist With A Physical Condition Requiring Narcotic Pain Medication

On Behalf of Disability Insurance Law Group | | Disability Insurance Policies

A recent case out of the North District of Oklahoma, Anderson-Posey v. Unum Life Ins. Co. of Am., involved a long-term disability insurance policy issued by Unum Provident and governed under

Court Overturns Northwestern Mutual’s Denial Of Disability Insurance Benefits To Attorney With Congestive Heart Failure Unable To Handle Stress

On Behalf of Disability Insurance Law Group | | ERISA

A federal district court recently overturned Northwestern Mutual’s denial of own occupation disability insurance benefits to an attorney with congestive heart failure unable to handle stress. The case Mustain-Wood v. Northwestern Mututal Life

Court Overturns Northwestern Mutual’s Denial Of Disability Insurance Benefits To Attorney With Congestive Heart Failure Unable To Handle Stress

On Behalf of Disability Insurance Law Group | | Disability Insurance Policies

A federal district court recently overturned Northwestern Mutual’s denial of own occupation disability insurance benefits to an attorney with congestive heart failure unable to handle stress. The case Mustain-Wood v. Northwestern Mututal Life

Own Occupation Vs Any Occupation Disability Policy Definitions

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Many group and individual disability insurance policies provide protection in the event that a claimant cannot perform the material duties of their Own Occupation (“Own Occupation Period”) for a limited

A Short Term Disability Denial Or Determination Delay Does Not Preclude A Claim For Long Term Disability Benefits

On Behalf of Disability Insurance Law Group | | Appealing A Claim Denial

Many insureds are discouraged from pursuing a claim for long term disability benefits prior to receiving an approval of short term disability benefits or after receiving a submitting an appeal of short term disability benefits. A

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