Disability Insurance Policies
Important Information About Psychological, Mental/Nervous Disability Claims
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesMost employer sponsored group disability plans, and a very few individual disability insurance policies, limit the payment of disability benefits to 24 months if the disability is caused by a mental/nervous condition
The Pre-Existing Condition Provision in A Disability Insurance Policy
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesMost employer-provided Long Term Disability policies and some individual disability insurance policies include an exclusion for disabilities caused by a pre-existing condition. Generally, a disability insurance pre-existing condition is defined as a mental or
You Could Be Severely Damaging Your Disability Insurance Claim By Phasing Out Your Job Duties Or Agreeing To A Transition Period Before You Officially Stop Working.
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesOften, after it becomes clear that an individual can no longer perform the duties of their occupation and must apply for disability benefits, they will attempt to work reduced hours
Social Security Benefit Offsets And Reimbursement Requirements
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesLong term disability insurance provides income to workers whose earnings are interrupted by a lengthy period of disability. However, it is important to recognize that under the terms of most employer-sponsored
Can Signing A Severance Agreement With Your Employer Affect Your Disability Benefit Claim?
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesSigning a severance agreement with your employer can hugely affect your disability benefits claim. In fact, by signing a severance agreement you can entirely waive your right to pursue your disability benefits
Disability Insurance Policy Coverage And Denials
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesRecently, more and more disability insurance companies are denying claims on the basis that the individual or employee is not covered under the policy. More specifically, insurance companies are asserting that at the time
Does It Matter Whether You Are Considered Totally Or Partially Disabled Under Your Disability Insurance Policy If You Are Receiving Benefits? Yes.
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesDoes it matter whether you are considered Totally or Partially Disabled under your disability insurance policy if you are receiving benefits? Yes. This is because under many disability insurance policies,
Do You Have True Own Occupation Disability Coverage? You May Be Surprised.
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesThe definition of disability included in your disability income insurance policy may be the most critical term in the entire insurance contract. This is particularly true in the medical profession where so