Trusted Aetna Disability Claims Attorneys Representing Clients Throughout the U.S.
At Disability Insurance Law Group, our Fort Lauderdale attorneys know no matter your occupation, suffering an injury or illness can change the trajectory of your life without notice. Your wellness directly correlates to your ability to work, pay your bills, and enjoy the livelihood you have worked so hard to build.
For many U.S. workers, in Florida and elsewhere across the nation, their employers offer disability benefits as part of their employment packages. This is especially true for most group policies that are governed by the Employee Retirement Income Security Act of 1974 (ERISA), millions of which are underwritten by Aetna.
According to Dan Finke, President of Aetna, “Aetna has always been a consumer-focused company – we’re always interested to hear how we can better meet the needs of our customers and members in the moments that matter most in their health.”
However, online reviews written by Aetna’s policyholders say differently. Our experience with the insurance company does, too.
Disability insurance is designed to provide income in the event a worker is unable to perform their work due to disability. Unfortunately, disability insurance policies and employee benefit plans are often written with ambiguous and confusing contract language, making them difficult to pursue for the benefits workers are entitled to receive. This is true for Aetna disability insurance policies, too.
While many workers believe that because Aetna policies are offered by their employers, the insurer will provide little to no resistance when employees need to pursue their disability benefits. Unfortunately, it takes very little time to learn that this is simply not true.
That is why we are here. Our Broward County disability insurance attorneys represent Aetna policyholders across the nation — no matter where they live or work in the U.S. — with only their best interests and true success in mind, so our clients can pursue the benefits they are entitled to from their employer-provided coverage, or their personal policies.
Why Are Aetna Disability Claims Frequently Denied?
Whether you have purchased private Aetna disability insurance, or if your coverage is provided directly through your employment, the only crucial factor you may be concerned with is if you are left disabled and unable to return to work on a short-term or long-term basis, it will pay the benefits that are outlined in your policy.
While Aetna’s disability insurance policies promise to provide financial security to policyholders who cannot work due to an accident, injury, or illness, the company’s definition of disabled may differ from yours — and ours.
Aetna’s private and ERISA long-term disability claims are often denied for insufficient medical evidence, conditions they deem as “not covered” by the policy, which may include pre-existing conditions, drug or alcohol abuse, self-inflicted injuries, or crime-related injuries, failure to cooperate with the claims submission process, or missed filing deadlines. In most cases, disability claim denials come automatically, which is more than unfair to the policyholder — it is an egregious attempt at placing profits over their policyholder’s well-being.
Many of the intricacies regarding how insurance companies attempt to deny your long-term disability insurance claim can be difficult to navigate on your own. That is why we are here.
With over 50 combined years of experience, our Fort Lauderdale Aetna disability insurance attorneys know that understanding the definition that dictates your coverage is key to winning and maintaining your disability benefits.
Whether you are considering applying for benefits, are waiting for a claim’s decision, or have been denied, we are available to assist you with your Aetna disability claim anywhere in the country, starting with a free consultation.
Why Do I Need an Aetna Disability Claim Attorney?
Hiring a U.S. Aetna disability insurance claim lawyer at the start of the process can mean the difference between the insurance denying your claim and receiving your disability benefits in full.
At Disability Insurance Law Group, our skilled attorneys specialize in pursuing disability claims by working directly with our clients to achieve the best outcome. Unlike other disability law firms, we are not focused on churning cases through our offices just to increase profits.
We are fully dedicated to providing transparent legal services that allow us to pursue real results for real people who need our help – no matter where they live or work in the U.S.
If you are receiving resistance from Aetna for your U.S. disability claim, or if your claim has already been denied, contact our dedicated disability insurance attorneys in Fort Lauderdale at 954-989-9000 or online to schedule a free, confidential case assessment without delay.