Disability Claims for Cancer Survivors: When Treatment Ends but the Side Effects Don’t
For many people, completing cancer treatment is a significant milestone—often celebrated as a return to “normal life.” But for countless survivors, that moment is followed not by relief, but by...
The Fine Print of Policy Language: How Disability Insurers Use Ambiguities to Their Advantage
Disability insurance policies contain terms that appear clear at first glance—phrases like “own occupation,” “reasonable care,” and “ongoing proof of loss.” However, these seemingly straightforward terms can carry hidden meanings...
Understanding Elimination Periods and Benefit Triggers in Long-Term Care Policies
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I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Skilled Attorneys Representing Disabled Dentists Throughout the U.S.
At Disability Insurance Law Group, our Florida and nationwide dentist insurance claims attorneys know that working in a highly-specialized profession requires years of education and training. In return, dentists enjoy high-paying income, and potentially increased revenue when they operate their own practices.
Unfortunately, it is also a career susceptible to disabling conditions. The daily movements of dentists can lead to significant strain on their shoulders, arms, necks, and backs. In addition, studies have also shown — compared to the general population — dentists have higher incidences of cardiovascular conditions and mental illnesses, which can limit or prevent them from practicing without notice.
This is what disability insurance is for. Whether you own and operate a dental practice and must maintain disability insurance yourself or are employed by a dental practice that provides group disability insurance for its dentists, when it comes time to pursue a claim, you need your coverage to provide the benefits that keep you financially above water.
We can help. Our disability insurance attorneys represent dentists in Florida and throughout the U.S. from the substantial financial risk of losing their income should they become ill or injured and you can no longer work.
If there has been a change in your ability to work as a dentist, no matter where your office is in the U.S., we can help you pursue your disability insurance for your complete coverage, so you can move forward with confidence. Contact us today to learn more.
What Does “Own Occupation” Mean When Pursuing a Disability Insurance Claim as a Dentist?
Although all disability insurance policies for dentists have unique language — especially when comparing a private policy to employer-provided coverage — the definition of a disability in most long-term disability policies is typically an “own occupation” definition.
This means the insurance company will review your claim based on your occupation.
If you were injured or became ill at the time you were a periodontist, your own occupation is periodontist. The same is true for dental surgeons, orthodontists, and cosmetic dentists.
Establishing your disability under an own occupation definition is the first step in having your long-term disability claim approved. Do not allow your disability insurance company to diminish the reality of how your injury or illness impacts your ability to be a dentist.
Allow us to take the lead in your case and pursue real results that allow you to enjoy the quality of life that comes with putting your claim behind you, just as we have successfully done for thousands of professionals across the nation by:
Outlining the complete job duties associated with your dental occupation.
Creating a detailed analysis of your production codes that reflect your duties.
Obtaining medical records that document all your medical complaints and limitations.
Providing financial documentation that explains your salary, overhead, and operational costs, when applicable.
Developing details that may allow you to pursue disability while the dental practice remains operational.
Dentists are often covered by individual private disability policies that require the policyholder to meet specific terms and conditions before they qualify for payment. Whether you are seeking residual disability benefits — if you reduce your hours or eliminate certain duties — or the full monthly benefits provided by the policy, our disability insurance attorneys can help.
At Disability Insurance Law Group, we also offer insurance claims for the following occupations:
Contact Our Trusted Disability Insurance Claims Attorneys for Dentists For Help Today
No matter which insurance company holds your dentist disability policy, or if you have already been denied disability benefits, our attorneys will provide the exacting legal representation you need to pursue results. We are more than disability insurance lawyers for dentists in Florida and throughout the U.S.: We are client advocates who represent real people, not case numbers, who have a real need to pursue their disability insurance policies for the coverage they have paid for as dentists.
Contact our skilled disability insurance attorneys for dentists in Florida and nationwide today by calling 954-989-9000 or contact us online to schedule a completely free and confidential case assessment, so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.