Serving Florida and Nationwide
Call For A Free Consultation
(954) 989-9000
Serving Florida and Nationwide
Call For A Free Consultation (954) 989-9000

Holding Insurance Companies Accountable For The Coverage They Promised and The Benefits You Deserve. Serving Florida and Nationwide.

Latest Blog Posts

What You Need to Know About Appealing an LTD Denial Based on “Objective Evidence”

If your long-term disability (LTD) claim has been denied because of a lack of “objective evidence,” you’re not alone. Insurance companies often use this reason to deny claims, especially for conditions like chronic...


What to Do When Your Long-Term Disability Benefits Are Suddenly Terminated

If you’ve been receiving long-term disability (LTD) benefits, having them suddenly terminated can be devastating—both financially and emotionally. Insurance companies are often quick to cut off benefits, citing medical improvement, failure to...


10 Common Reasons Long-Term Disability Claims Are Denied—and How to Fight Back

Long-term disability (LTD) insurance is designed to provide financial support when you cannot work due to a disabling condition. However, insurance companies often deny valid claims, leaving claimants in a challenging situation....


What You Should Expect At Your Disability Claim Consultation in Fort Lauderdale, Florida

You may have many questions about how to apply for the disability benefits payable to you under your disability insurance policy. The process can be confusing and time-consuming. At Disability Insurance Law Group, we offer a free initial consultation in an effort to answer your questions and help you successfully navigate the claims process. In preparation for a meeting or call with an attorney, there are a few steps you can take to help make this meeting productive and get you the answers you need quickly.

Information That You Should Bring With You To Your Consultation

When you meet with a member of our team, a few pieces of information will help us better understand your rights and obligations under your policy. While you may not have all the requested items or cannot find the information, obtain as much of this information as you can and we will help you figure out how to get the rest.

Your Disability Insurance Policy

The most important information to have is a copy of your disability insurance policy or the plan/policy description if you do not have the full policy. The terms stated in the policy will allow us to fully assess and determine what is needed to prove disability. If you do not have a copy of your policy, we can explain how to get it.

Your Medical Information

Additional documents that can help us understand your claim include records from the most recent medical treatment related to your current disabling condition. As we work with you throughout your case, we will collect your full medical history from your treating physicians, your primary care provider, and any special treatment you have received. Imaging and blood tests are especially helpful, as is a list of all doctors that you have seen for the past few years and their contact information.

Past Disability Claims

If you have previously applied for benefits under your disability insurance policy and you were denied, you should bring that paperwork with you so that we can review those prior claims and see how they may impact your current claim.

Personal Journals Or Notes

If you have kept any record of the condition that disabled you, such as a pain journal or record that shows the progression of your condition, that too may help us establish the severity of your condition and how it impacts your functionality. Also, such records make persuasive evidence alongside corroborating medical information.

Speak With Us Today

We know you have questions, and we are here to help you. Disability Insurance Law Group serves clients across Florida and throughout the nation. We are ready to help you with your disability insurance claim. You can call our office at 954-989-9000 or send us a message online with information about your situation. There is no fee for your initial consultation, so do not hesitate to reach out today.

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OFFICE
  • 3201 W. Commercial Blvd. Suite 227
  • Fort Lauderdale, FL 33309
Call For A Free Consultation (954) 989-9000

Toll Free:855-599-3247

Fax:954-989-9999