Firm Profile
At Disability Insurance Law Group, we exclusively represent individuals at all stages of their disability, long-term care, health and life insurance benefit claims. Our clients benefit from the knowledge and expertise that comes with a focus in these areas and decades of combined experience in protecting the rights of individuals in insurance benefit claims.
We have earned a reputation among the insurance companies, benefits administrators and their attorneys for our meticulous preparation of claims and aggressive representation of our clients. Our law firm includes a former insurance defense attorney who is intimately familiar with the countless ways insurance companies seek to protect their bottom line and wrongly delay or deny payment of a claim.
Success Against Numerous Insurance Companies and Benefits Administrators
Our attorneys have been successful against numerous insurance companies and benefits administrators based on our knowledge of the way claims are reviewed and our experience. Tactics commonly used to delay or deny claims include:
- Misinterpreting ambiguous or unclear policy language
- Purposely misconstruing the information in medical records and other documents
- Failing to request and/or obtain the proper evidence necessary to fairly and objectively review an insurance claim
- Utilizing in-house reviews without providing the insured the opportunity to respond to any erroneous comments or conclusions
- Endless requests for unnecessary documents and information
- Failing to convey to the insured all of his or her rights under the policy
- Failing to advise the insured of all contractual, legal or ERISA deadlines which, if ignored, could result in the loss of your right to pursue the claim in or out of court
- Failing to appropriately apply or consider applicable level of care guidelines
Let Us Handle Your Claim for You
When facing a serious medical condition, life-changing diagnosis, chronic illness or severe injury, dealing with an insurance company or benefits administrator can be especially frustrating and overwhelming. Let our attorneys competently handle the process and relieve you of that burden. We have helped hundreds of individuals successfully fight for their benefits. We can:
- Assist with the application for benefits
- Appeal a denial of benefits including short-term and long-term disability benefits
- Get results when there is delay in the claim determination
- Manage a continuing claim
- Negotiate a lump sum settlement or buyout
- File a complaint with the appropriate state or federal agencies
- Work with your physicians to make sure they are prepared to respond to insurance company inquiries
- Prepare you for and/or accompany you to insurance company interviews, independent medical examinations (IMEs), and functional capacity examinations (FCEs)
- File a lawsuit
Serving Clients Nationwide
When you are unable to work or care for yourself or are dealing with a major medical issue or loss of a loved one, let us deal with insurance companies and benefit administrators for you. To speak with an experienced attorney or to schedule an appointment for a free consultation, call Disability Insurance Law Group at 954-989-9000 or contact us by e-mail now.