At Disability Insurance Law Group, our nationwide claims attorneys know a stroke, also known as a brain attack or cerebrovascular accident (CVA), happens when part of the brain does not get enough blood flow.
This can happen when:
Strokes can be life-threatening and are the fifth leading cause of death and a leading cause of disability. This is where disability insurance can make an essential difference in the lives of those who survive these critical medical emergencies.
When a disability insurance claim is denied, it can physically, emotionally, and financially devastate stroke sufferers. We want to help.
Our national stroke disability insurance attorneys assist policyholders through the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
A stroke, also known as a cerebrovascular accident (CVA), occurs when there is a disruption of blood flow to the brain, leading to damage to brain cells. The impact of a stroke can vary widely depending on factors such as the type of stroke, the location of the brain affected, and the extent of the damage.
A stroke is considered an impairment when it significantly interferes with an individual’s ability to carry out daily activities, maintain employment, and engage in social interactions.
It is important to note that stroke rehabilitation and recovery are ongoing processes, and individuals can make progress with appropriate medical care, rehabilitation therapies, and support services. If you or someone you know has experienced a stroke, seeking professional help for a comprehensive evaluation and appropriate management is crucial.
Determinations of impairment due to stroke are often made by healthcare professionals, including neurologists, rehabilitation specialists, and therapists. Medical documentation, including imaging studies, clinical assessments, and treatment history, is considered in the evaluation.
Here are some considerations for when a stroke may be considered an impairment:
If a stroke significantly impairs a person’s ability to perform basic activities of daily living (ADLs), such as dressing, bathing, eating, and walking, it may be considered an impairment.
A stroke can affect cognitive functions, including memory, attention, and problem-solving. If cognitive impairment hinders an individual’s ability to think, reason, or make decisions, it may contribute to overall impairment.
Motor deficits, like weakness or paralysis, are common after a stroke. It may be considered an impairment if these impairments limit a person’s ability to move, walk, or perform manual tasks.
Speech and communication impairments are common after a stroke. If the ability to express oneself verbally or to understand others is significantly impacted, it may contribute to impairment.
A stroke can impact a person’s ability to work. Jobs that require physical coordination, fine motor skills, and cognitive abilities may be particularly affected. A key consideration is the impact on job performance, attendance, and the capacity to perform essential job functions.
Stroke survivors may experience changes in social interactions and relationships. If the stroke leads to isolation, strained relationships, or difficulty in participating in social activities, it may be considered an impairment.
The duration and severity of post-stroke symptoms are essential considerations. Chronic or severe impairments that persist over time and significantly impact overall functioning may be viewed as impairments.
The effectiveness of rehabilitation and recovery efforts is considered. If a person cannot regain sufficient function or independence through rehabilitation, it may contribute to the severity of impairment.
Any of these potentially life-changing conditions caused by a stroke may require individuals and families to pursue their disability insurance for benefits so they can get the help they need to increase their physical, emotional, and financial quality of life. We can help.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
Contact our national stroke disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
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