Our Jacksonville accidental death and dismemberment (AD&D) claim attorneys at Disability Insurance Law Group have 50 years of combined experience representing individuals and families in Florida and nationwide when pursuing their coverage and when it is disputed or denied by their insurers.
Our Duval County AD&D insurance claims lawyers know these policies offer peace of mind for those who worry about the financial impact of accidental death or severe injuries. Knowing that there is a specific policy to cover these situations can provide a sense of security.
This is especially true for those who work in potentially dangerous conditions, like those employed in agricultural, construction, fishing, law enforcement, first responders, and oil and gas industries.
AD&D coverage typically only pays benefits when the insured is in a covered accident that causes death or specific serious injuries that result in the loss of a limb, partial or permanent paralysis, or blindness. The types and extent of injuries covered are particular to and defined by each insurer and policy. This is often what makes collecting benefits so challenging.
You do not have to take the insurance company’s word for what your claim is worth or whether your coverage applies to your unique circumstances. We can help.
Contact our Jacksonville attorneys today to learn more about your legal rights and options to hold your insurer accountable for your AD&D benefits.
At Disability Insurance Law Group, our Jacksonville accidental death and dismemberment insurance claims attorneys represent policyholders in all 50 states who are filing an AD&D claim, when responding to a dispute, or want to appeal a denied claim.
We welcome clients from all occupations and walks of life, no matter where they live in the U.S., because we understand that when pursuing an AD&D claim, you have experienced life-changing circumstances and need the coverage now more than ever.
Our accidental death and dismemberment insurance claims attorneys in Jacksonville represent:
Primary breadwinners across the U.S. count on AD&D insurance to provide extra financial protection and help ensure their family has financial support if they die or experience a severe injury due to an accident. These benefits become crucial to their livelihoods, and we want to help ensure our clients can access them.
People engaged in high-risk occupations or activities, such as construction workers, plant and manufacturing workers, or first responders, face a higher risk of accidents, so having access to additional coverage in case of injury or death is beneficial.
When a parent, spouse, partner, or primary breadwinner does not have traditional life insurance or has been denied coverage due to health issues, AD&D insurance is a viable alternative to provide some financial protection for the family in case of accidental death. We pride ourselves in pursuing this coverage for family members because we know how important it is to their financial stability, and we want to be sure the insurance company is holding up its end of the accidental death contract.
For those who supplement their existing life insurance with AD&D coverage, we can help beneficiaries pursue both coverages for their entire financial recovery so they can take the time they need to grieve — instead of going back and forth with the insurance company to obtain the benefits they deserve.
AD&D insurance typically only covers accidents. It does not cover natural causes of death, illness, or disability. Policy terms and conditions can vary among different insurance providers, so it is essential to review your AD&D insurance policy with a skilled insurance carefully claims attorney to understand what specific accidents and injuries are covered, the benefit amounts, any exclusions, and any limitations or waiting periods that may apply.
Insurance policies — especially insurance categories like AD&D that provide benefits for narrow accident-related injuries or fatalities — are inherently complex and difficult to understand. The language in these policies can make it challenging for the policyholder to understand if their form of dismemberment is covered and even more difficult for family members to know if their loved one’s accidental death qualifies for payment.
If you are pursuing accidental death and dismemberment insurance benefits, you have enough to worry about. Allow us to take the lead, review your policy, and pursue a claim that will allow you to regain control of your life.
AD&D insurance companies have a team of attorneys; you can, too.
Contact our skilled accidental death & dismemberment attorneys in Jacksonville today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
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